My Office's Listings

Some or all of the listings below are provided by the Ryan Realty office.
$590,000 (USD)
Active

Seaview Village Area Single Family Home

Active

8410 Thomas Drive 4 Panama City Beach, FL 32408

3 Bed
3 Baths
1446 sqft
MLS# 779544
3BD | 3BA | STR ALLOWED | PRIVATE POOL | OUTSIDE SHOWER | FULLY FURNISHED | SLEEPS 8-10 | PARKING for 4 | BLOCK to GULF | BEACH ACCESS 20

Welcome to your dream coastal retreat! This stunning 3-bedroom, 3-bathroom Beach Home is the largest floor plan of only eight single-family residences in the exclusive Seaview Village.

Fully furnished and turnkey, with a private pool and outdoor shower, this property is perfectly situated just one block from the pristine Gulf of Mexico and Beach Access 20. Designed for both comfort and style, it can sleep 8-10 guests, includes four parking spaces, and is completely rental-ready—an outstanding opportunity for families or investors alike.

Property Highlights:

• Prime Location: Steps from the sugar-white sands and emerald waters of the Gulf, offering endless opportunities for beachside relaxation and recreation.

• Spacious Layout: Three bedrooms—two on the main level and one upstairs—each with en-suite bathrooms for ultimate comfort and privacy.

• Main-Level Retreat: A master suite with private pool access, a second en-suite bedroom with custom bunks, plus a laundry room with large stackable washer/dryer.

• Second-Level Living: Features another large master suite, open-concept living and dining with a fireplace, fully equipped kitchen, and private covered balcony—ideal for entertaining and maximizing rental appeal.

• Outdoor Oasis: Enjoy your own private pool, outdoor shower, covered patio with grill and seating, and balcony views toward the Gulf—perfect for sunrise coffee or sunset cocktails.

• Turnkey & Rental Ready: Thoughtfully furnished with coastal décor and all essentials, allowing for immediate use or income potential.

• Investment Opportunity: With a desirable location, private pool, and proven rental demand for similar homes, this property offers excellent potential as a high-performing vacation rental.

Don't miss the chance to own this exceptional beach home that combines modern comforts with unbeatable proximity to the Gulf.

Whether you're searching for a personal coastal sanctuary or a profitable investment, this home delivers the best of both worlds.

Schedule your private showing today and experience coastal living at its finest!
Listing Courtesy of CENTRAL PANHANDLE / Listed By: Shelly Callaway, Century 21 Ryan Realty
$475,000 (USD)
Active

Palmetto Trace Phase 2 Area Single Family Home

Active

218 Biltmore Place Panama City Beach, FL 32413

4 Bed
2 Baths
2274 sqft
MLS# 795609
Discover refined coastal living in this beautifully updated 4-bedroom, 2-bath home located in the highly sought-after Palmetto Trace community of Panama City Beach. Perfectly positioned directly behind Pier Park, this golf-cart-friendly neighborhood offers two convenient entrances, two community pools, and effortless access to free public beach accesses, pier fishing, and the only designated dog beach in Bay County.
Inside, the home features a spacious split floor plan with a large formal living and dining room ideal for gatherings, complemented by a vaulted-ceiling living room that enhances the home's open, airy feel. The kitchen is equipped with new stainless-steel appliances, and a new washer and dryer are included for added convenience.
The master suite is a true retreat, filled with natural light and offering an expansive ensuite bathroom complete with two separate vanities, a soaking tub, a no-step walk-in shower, and two walk-in closets. Three additional bedrooms share a well-appointed hallway bath, each featuring new modern ceiling fans.
Set on one of the largest lots in Palmetto Trace, this property offers a rare sense of space and privacy within one of Panama City Beach's most walkable and golf-cart-friendly communities. Lush, mature landscaping frames the home beautifully, creating a refined coastal curb appeal from the moment you arrive.
A screened porch extends your living space outdoors, offering a serene, shaded retreat perfect for morning coffee, evening cocktails, or effortless entertaining. Beyond the porch, the fenced backyard provides both security and versatility - ideal for pets, gatherings, or simply enjoying the peaceful surroundings.
The two-car garage adds convenience and storage, while the expansive lot gives the home a stately presence rarely found this close to Pier Park and the beach.
Additional upgrades include a new roof installed in 2024, ensuring long-term peace of mind.
This exceptional property blends comfort, style, and an unbeatable location - just minutes from shopping, dining, entertainment, and the sugar-white beaches that make Panama City Beach the World's Most Beautiful Beaches.
Listing Courtesy of CENTRAL PANHANDLE / Listed By: Natalie Ryan, Century 21 Ryan Realty
$460,000 (USD)
Active

Seychelles Resort Condominium Area Condominium

Active

5115 Gulf Drive 2105 Panama City, FL 32408

1 Bed
2 Baths
873 sqft
MLS# 775818
A rare find in the ''05' units at Seychelles. Out of the 197 units there are only 21 units that offer the layout offering direct gulf views from the primary bedroom.
Experience true beachfront living in Seychelles Unit 2105. This beautifully appointed Gulf-front condo features a spacious master bedroom overlooking the emerald waters of the Gulf of Mexico aka Gulf of America! Wake up to breathtaking sunrises and the sound of the waves. There is a Bunk Room that is used as a 2nd bedroom with 2 twin beds. Enjoy the coastal breeze from your 25 foot covered oversized balcony, perfect for relaxing or entertaining. This unit offers stunning gulf front views from the main living area, dining, kitchen and the master bedroom. Enjoy the gulf views from the fully equipped kitchen with a breakfast bar, all appliances and a pantry. This well-maintained resort in the heart of it all features two swimming pools, hot tub, fitness center, a covered parking garage and direct beach access to the World's most beautiful beaches and the Emerald blue green Gulf waters!!!! Enjoy your vacations here and also take advantage of the turnkey rental-ready unit with a track record of repeat customers.
Located in the heart of Bay County on the World's Most Beautiful Beaches! You may want to visit St. Andrews State Park with approximately 1000 acres of pristine beaches and nature. You can walk, bike, or drive to this amazing State Park.
Take advantage of the gulf front views while dining from the famous Schooners located right next door!!!! Schooners is a Panama City Beach favorite and known as ''The best local Beach Club'' with great food & fun!
Did I mention there are numerous marinas and plenty of boating opportunities just around the corner on Grand Lagoon with access to the Gulf of Mexico??? You will be amazed at this location and all it has to offer.....!!!!
Listing Courtesy of CENTRAL PANHANDLE / Listed By: Natalie Ryan, Century 21 Ryan Realty
$445,000 (USD)
Active

Emerald Cove Villas Area Single Family Home

Active

532 Cove Villa Street Panama City Beach, FL 32407

4 Bed
4 Baths
2602 sqft
MLS# 791523
PRICED TO SELL! LOW HOA! SHORT-TERM RENTAL FRIENDLY!

UNBEATABLE COASTAL VALUE MEETS SERENE LIVING--THIS IS CURRENTLY THE LOWEST-PRICED 4-BED, 2,600+ SQ FT HOME WITH A MAIN-FLOOR PRIMARY SUITE IN ALL OF PCB! Tucked away on a quiet, private cul-de-sac, this immaculate 2021 Craftsman spans over 2,600 square feet of brilliantly planned living space. Meticulously cared for and filled with warmth, character, and comfort, this 4-bedroom, 3.5-bathroom residence pairs a fresh, open-concept design with premium upgrades throughout, proving you never have to sacrifice square footage for a premier beachside address.

DESIGNED FOR EFFORTLESS EVERYDAY LIVING, THE VERSATILE FLOOR PLAN FEATURES TWO SEPARATE LIVING ROOMS TO GIVE EVERYONE PLENTY OF ROOM TO SPREAD OUT. The ground level delivers total privacy with a spacious first-floor primary suite retreat, featuring a massive walk-in closet and an en-suite bath oasis with a grand walk-in shower. The heart of the home is a chef-inspired kitchen outfitted with sleek granite countertops, a smooth-top range, high-end stainless steel appliances, a pantry, and rich cabinetry offering exceptional storage. Beautiful, resilient vinyl plank flooring flows across the entire downstairs living area, pairing clean modern lines with worry-free durability. Fully wired for modern living, the property features integrated smart-home technology, including keyless entry, a touch-screen hub, a video doorbell, and Echo Dot voice control.

THE SECOND LEVEL IS AN ENTERTAINER'S DREAM FOR FAMILY OR GUESTS, CENTERED AROUND AN EXPANSIVE SECOND LIVING AREA. This massive upstairs game and media room serves as the ultimate flex space for a pool table, movie nights, or a dedicated kids' retreat. Generous upper-level bedrooms feature plush carpeting and connect via a highly practical Jack-and-Jill bathroom. Step outside to your private coastal haven, where an inviting covered porch opens to a fully privacy-fenced backyard, creating the perfect backdrop for weekend cookouts, outdoor games, and lasting memories.

LOCATION IS EVERYTHING, AND FOR MILITARY BUYERS, THIS IS THE ULTIMATE PCS LANDING SPOT WITH NSA PANAMA CITY LITERALLY FIVE MINUTES AWAY. Enjoy a stress-free morning commute to the Navy base or local professional hubs right from your peaceful cul-de-sac. When the weekend arrives, you are positioned under ten minutes from the emerald waters and white dunes of St. Andrews State Park. Immerse yourself in the Grand Lagoon lifestyle with world-class boating, fresh seafood at Dat Cajun Place, and iconic sunset views at Schooners.

COMPETITIVELY PRICED AND METICULOUSLY MAINTAINED, THIS NEARLY-NEW COASTAL BUILD DELIVERS UNRIVALED SCALE AND VERSATILITY. Whether you are looking for an income-producing short-term rental, a secondary getaway, or a turnkey primary residence, this home warmly welcomes VA, FHA, Conventional, and Cash buyers alike.
Listing Courtesy of CENTRAL PANHANDLE / Listed By: Danielle Kemp, Century 21 Ryan Realty
$437,000 (USD)
Active

Gulf Highlands Area Single Family Home

Active

108 Jeanette Avenue Panama City Beach, FL 32413

3 Bed
2 Baths
1296 sqft
MLS# 793435
West Panama City Beach charmer with inground pool, extra RV/boat parking, and no HOA. Beautifully styled and move-in ready.

This professionally decorated 3-bedroom, 2-bath shabby-chic coastal home delivers the lifestyle everyone wants on the west end. Located just 5 minutes to the nearest beach access, 5 minutes to Pier Park, and 15 minutes to ECP Airport, the west-end setting delivers a comfortable, well-connected location suited for both full-time living and a relaxed second-home lifestyle.

A vaulted living room sets the tone with a custom floor-to-ceiling board-and-batten feature wall, creating an elegant architectural focal point. The crisp white interior color scheme enhances the natural light throughout, including the front guest bedroom with its own vaulted ceiling. The bedrooms feature LVP flooring, and the hallway bath has been updated with a new vanity and resurfaced tub/shower.

The kitchen offers stainless steel appliances that convey, with easy flow to the large covered back porch, complete with privacy curtains overlooking your private outdoor oasis. Enjoy an inground pool with newly installed patio surround, river-rock hardscape landscaping, and a cozy fire pit perfect for evenings at home. The fenced backyard also includes a versatile she-shed/storage building.

The primary bedroom overlooks the pool and backyard, offering a peaceful retreat. Outside, the property shines with no HOA, a two-car garage, paved driveway, extra parking pad for a boat or RV, plus additional gravel parking space.

A rare west-end find with style, function, and outdoor living dialed in, ready for its next owner to enjoy.
Listing Courtesy of CENTRAL PANHANDLE / Listed By: Natalie Ryan, Century 21 Ryan Realty
$435,000 (USD)
Active

Cedar Park Ph Ii Area Single Family Home

Active

3540 Cedar Park Lane Panama City, FL 32404

4 Bed
2 Baths
2127 sqft
MLS# 795320
Welcome to 3540 Cedar Park Lane in Panama City--where space, comfort, and outdoor living come together in one incredible property on cul-de-sac. This beautifully maintained 4-bedroom, 2-bathroom home offers a functional open layout perfect for both everyday living and entertaining.
Inside, you'll find a spacious living area that flows seamlessly into the kitchen and dining space, creating the perfect gathering spot. The kitchen is equipped with quartz countertops and a Brand NEW refrigerator along with a stove and microwave that are just about a year old. The center kitchen island is the heart of the home.

With four generously sized bedrooms, there's plenty of room for family, guests, or even a home office setup. The finishes chosen for this home are beautiful and must be seen in person. Two car garage for plenty of storage and oversized mudroom everyone will love.

The primary suite is a true retreat, featuring a relaxing soaker tub--perfect for unwinding after a long day. Walk in closest to top it off.

Step outside to your own private backyard oasis! The stunning 16x32 in-ground pool features an 8-foot deep end and will be just 3 years old in October. Designed for efficiency and easy maintenance, it includes a variable-speed pump, sand filter, and LED pool light for beautiful evening swims. This chlorine pool is also plumbed for a slide, offering even more potential for fun. Built for durability, it features heavy-duty galvanized steel walls and a poly stair tub.
The spacious backyard is ideal for entertaining, relaxing, and making lasting memories with family and friends.

Conveniently located near Tyndall Air Force Base, shopping, dining, and schools, this home offers the perfect blend of comfort, location, and lifestyle.
Don't miss your chance to own this move-in ready home with all the upgrades and a backyard built to impress!
Listing Courtesy of CENTRAL PANHANDLE / Listed By: Tabitha Garcia, Century 21 Ryan Realty